REDUCED 20K! VA loan is assumable at 4.75%. VA approved. HOA covers Water, trash, Common area maint, roof maint, ext maint, exterior insurance, ext termite, and pool. NEW SOLAR expected to cover all electric going through final steps now. Just pay gas, sewer, and wifi! Little to no exterior maintenance. The main floor offers convenience with two bedrooms, a full bath, and easy access to the OVERSIZED 2 CAR attached garage. COULD BE A HUGE FAMILY ROOM! The upstairs living area is a highlight, boasting expansive open beam vaulted ceilings and a balcony overlooking the inviting pool. The renovated kitchen is undoubtedly a chef's delight, featuring stainless steel appliances, granite countertops, glass tile backsplash, and ample storage space with new cabinets and under-cabinet lighting. The master bedroom is a sanctuary unto itself, complete with vaulted ceilings, a private balcony, and a luxurious master bathroom. The custom glass door organizers and hangers in the walk-in closet add a touch of sophistication. The community amenities, including the pool, and the inclusive HOA fees covering various maintenance aspects, ensure a hassle-free lifestyle. Plus, the proximity to Bonsall Elementary and the convenience of nearby amenities like the Bonsall Market center and its amazing restaurant options make it an ideal location. With its central North County location, this home offers easy access to surrounding areas like Vista, Fallbrook, Oceanside, and Temecula, making it a well-connected hub for both leisure and practical needs.